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With just about everything going up, you don’t have to be rocket scientist to figure out that it makes sense to have a bank account that’s cost-effective, convenient, easy-to-use and that has added benefits for which you don’t have to pay additional fees.

That’s where credit cards come in.

When managed responsibly, your credit card can help you access credit when you need it most.

It’s also a widely accepted method of payment, and whether you’re grabbing a cup of coffee, stocking up on groceries or buying an airline ticket, it’s the perfect way to pay. Even driving’s no problem, as you can use your card to fill up on fuel or pay for car rental.

What’s more, credit cards give you access to revolving credit. In plain English this means you can re-access the difference between your balance owed and your credit limit as you pay your credit card, as long as you make your minimum payment by the due date each month.

If you’re over your credit limit, that holiday to France or fancy boat you’ve had your eyes on will have to wait. It’s super important to always stay within your limit, because if you go over it, your credit limit could be reduced… and that’s a no-no in anyone’s book!

The Virgin Money Credit Card is a fantastic option. Here’s why:
  • No monthly or annual credit card fee – smile as you cross that off your list of monthly expenses!
  • 55 days interest free on purchases – if you settle your balance in full and before the payment due date.
  • Peace of mind whether you’re shopping online or in a store – we use the highest levels of security to ensure your transactions are secure, and because only you know your PIN, only you can use your card.
  • 24-hour stress free shopping as you don’t have to withdraw cash. Your Virgin Money Credit Card is widely accepted locally and internationally, and you can even pay for fuel at most garages across South Africa!
  • Access to millions of ATM’s globally when you do need to withdraw cash – all for a low, flat fee.
  • The ability to opt in for an automatic annual limit increase so that you have the credit you need as your lifestyle changes, without having to apply - life’s too short for extra forms!
  • Truly awesome rewards such as special discounts which you can see here.

To apply for a Virgin money Credit Card call 0861 822 273 or apply online at

Terms and Conditions apply.Virgin Money Credit Card issued by Absa Bank Limited. Reg No 1994/004794/06. Authorised Financial Services Provider. Registered Credit Provider with NCRCP no 7.